New building work - Building Code performance requirements for retrofitting insulation
The Building Act 2004 requires all new building work to comply with the Building Code. The Building Code performance criteria listed below are the most relevant provisions of the Code to consider when assessing retrofitted wall insulation and whether it complies with the Code.
Protection from fire
What the Building Code says
C2.2 The maximum surface temperature of combustible building materials close to fixed appliances using controlled combustion and other fixed equipment when operating at their design level must not exceed 90°C.
Most types of insulation must be protected from being heated to over 90°C by nearby appliances. This can be achieved by having sufficient distance between the appliance and the insulation, or by protecting the insulation with fire retardant material such as fire rated plasterboard.
Although there is no Acceptable Solution covering fire hazards associated with insulation, Part 7 of either C/AS1 or C/AS2 may help in determining compliance for the placement of fixed appliances near combustible building materials.
Energy efficiency and Internal moisture
What the Building Code says
E3.3.1 An adequate combination of thermal resistance, ventilation, and space temperature must be provided to all habitable spaces, bathrooms, laundries, and other spaces where moisture may be generated or may accumulate.
H1.3.1 The building envelope enclosing spaces where the temperature or humidity (or both) are modified must be constructed to—
- (a) provide adequate thermal resistance; and
- (b) limit uncontrollable airflow.
Clause H1.3.1(a) of the Building Code has a requirement for the building envelope of many buildings to provide adequate thermal resistance. However, that clause applies to the overall performance of the building envelope: for a timber framed wall, thermal resistance is determined by how the interior linings, framing, installation, underlay, cladding cavity (if any) and cladding all interact. The compliance of wall insulation alone, whatever its thermal resistance (R-value), cannot be evaluated against the requirements of clause H1.3.1.
Similarly, although clause E3.3.1 has a requirement for the provision of an adequate combination of thermal resistance, ventilation and space temperature, the compliance of wall insulation alone cannot be evaluated against clause E3.3.1.
This means that there is no minimum R-value required by the Building Code for the retrofitted insulation.
However, the retrofitting of insulation must not reduce the extent that the building envelope complies with clauses H1.3.1(a) and E3.3.1. This is discussed in Section 7. It is easily met, as retrofitting insulation generally improves the R-value of a previously uninsulated wall.
While the thermal performance is not relevant to issuing a building consent, it is likely to be fundamental to any contract between a homeowner and the supplier/installer. The thermal performance of retrofitted insulation can vary considerably, depending on the type of insulation, the quality of installation and the in-service conditions.
What the law says
The relevant legal mechanisms that ensure retrofitted insulation delivers good thermal performance are:
- the contract
- the implied warranties that are specified in section 362H of the Building Act, and the Fair Trading Act 1986.
Structure
What the Building Code says
B1.3.1 Buildings, building elements and sitework shall have a low probability of rupturing, becoming unstable, losing equilibrium, or collapsing during construction or alteration and throughout their lives.
Removing and reinstating structural wall linings when retrofitting wall insulation, or drilling holes through studs, would require compliance with Building Code clause B1.3.1. However, the insulation work itself is not part of the structural system of a building, and therefore does not need to (and in fact cannot) be evaluated for compliance with B1.3.1.
What the Building Code says
B2.3.1 Building elements must, with only normal maintenance, continue to satisfy the performance requirements of this code for the lesser of the specified intended life of the building, if stated, or:
- (a) the life of the building, being not less than 50 years, if:
- (iii) failure of those building elements to comply with the building code would go undetected during both normal use and maintenance of the building.
Durability
The durability requirement in the Building Code applies only to the extent that other Building Code performance requirements apply.
The Building Code requires 50-year durability for building elements that are difficult to access or replace, or where failure of the building element to comply would go undetected.
In most situations, insulation retrofitted into a wall cavity can be expected to remain substantially protected from common causes of degradation such as dampness, vermin, and ultraviolet light, when appropriately designed and installed. In such conditions, common types of insulation are likely to meet the 50-year durability performance criteria B2.3.1(a). Unusual types of insulation or very harsh environments may cause insulation to degrade over time, reducing its effectiveness (thermal resistance) and perhaps producing hazardous materials or creating new risks. Such possibilities can only be assessed on a case-by-case basis.
External moisture
Insulation retrofitted into a wall cavity will not form part of a wall’s weathertightness protection, and so cannot be evaluated for compliance with most parts of Building Code clause E2 External moisture.
However, clause E2.3.6 deals with construction moisture, and is relevant to some types of insulation retrofitting work.
What the Building Code says
E2.3.6 Excess moisture present at the completion of construction must be capable of being dissipated without permanent damage to building elements.
Most types of insulation are designed to be installed dry and therefore have acceptable moisture levels
when installed.
However, some less common types of insulation may be designed to be installed wet. Compliance of insulation that is installed wet with Building Code E2.3.6 will be difficult to assess given the variability in drying rates that occur, and the variability in susceptibility to moisture of nearby materials. Compliance would need to be assessed on a case-by-case basis that could involve an extended series of moisture measurements. There is no Acceptable Solution for the dissipation of construction moisture from retrofitted insulation.
Factors that will affect the drying potential of insulation in a cavity wall include:
- the vapour permeability of the wall linings and claddings (including any building wraps, paints and surface coatings)
- the rain and wind environment (ie the wetting potential)
- the ground conditions and foundation connections to a wall
- the condition of the existing cladding (eg cracks and gaps)
- the ventilation rate within the wall cavity
- temperature of the external and internal wall surfaces.
Hazardous materials
Provided insulation is sourced from a reputable manufacturer, then handled and installed in accordance with manufacturers’ instructions, it is likely that it will comply with Building Code clause F2.3.1.
What the Building Code says
F2.3.1 The quantities of gas, liquid, radiation or solid particles emitted by materials used in the construction of buildings, shall not give rise to harmful concentrations at the surface of the material where the material is exposed, or in the atmosphere of any space.
There is no Acceptable Solution covering material hazards for wall insulation. However, off-gassing and small airborne particles are the primary material hazards to consider.
A number of different chemicals can be used to manufacture various types of insulation materials or used in the binders that hold them together.
While some such chemicals can be hazardous in high concentrations, generally the concentrations that are associated with thermal insulation are not high enough to be considered problematic to building users. Formaldehyde is such an example, and while relatively common in many different building products it is generally not found in sufficiently high concentrations in insulation to be considered hazardous.